Well, I keep saying how I'm tickled pink that costs are so much lower up here than in Florida, but I just came across another insurance company called Amica that apparently has a huge reputation that I've never heard of.  After reading an amica auto insurance review, I decided what the heck, I'll fill out the quote information and see.  At any rate, it's competitive, and I'll have to try again when I have all my info in front of me, but the quote process is VERY sleek.  Easy, fast, simple, and then you're given the quote, a quote reference number, and a phone number to call at your convenience.  I really like the up front, no bs way that the info is delivered.  Kinda like the carmax promise.  Check it out here, and see if you can save.